Terms of Service

Last Updated: August 10, 2026

Effective Date: August 10, 2026

1. Acceptance of Terms

By accessing or using the Permitrust website or any of our services (the "Services"), you agree to be bound by these Terms of Service (the "Terms"). If you do not agree to all of these Terms, please do not use our Services.

These Terms create a binding agreement between you and Permitrust. BY USING OUR SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS, INCLUDING ANY UPDATES OR MODIFICATIONS.

⚠️ IMPORTANT NOTICE: These Terms include a binding arbitration agreement and a class action waiver. By agreeing to these Terms, you agree to resolve any disputes through individual arbitration and waive your right to participate in class actions.

2. Definitions

"Services" means any and all products, services, reports, analyses, permit intelligence, AI-generated content, and any other offerings provided by Permitrust.

"DIY Report" refers to our self-service, AI-generated permit intelligence report that is delivered instantly upon purchase.

"Expert Report" refers to our human-reviewed permit intelligence report that includes additional verification and analysis.

"AHJ" means the Authority Having Jurisdiction, which includes local building departments, municipalities, counties, and other government agencies.

"User Content" means any information, data, addresses, property details, or other content you provide to us.

3. Description of Services

Permitrust provides AI-powered permit intelligence and analysis for residential construction projects, including but not limited to sheds, garages, decks, fences, and other structures. Our Services generate reports based on publicly available data, municipal records, and our proprietary AI algorithms.

YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT PERMITRUST IS NOT A GOVERNMENT AGENCY, BUILDING DEPARTMENT, LAW FIRM, OR PROFESSIONAL CONSULTING FIRM. OUR SERVICES ARE FOR INFORMATIONAL PURPOSES ONLY AND DO NOT CONSTITUTE LEGAL ADVICE, ENGINEERING ADVICE, OR OFFICIAL DETERMINATIONS FROM ANY AHJ.

📢 DISCLAIMER: You are solely responsible for verifying all permit requirements with your local AHJ. Permitrust does not guarantee that any report will result in permit approval or that our information is complete, accurate, or up-to-date.

4. Payments & Refunds

4.1 Payment Processing

All payments for our Services are processed through secure third-party payment processors. By making a payment, you authorize us to charge the provided payment method for the total amount of your purchase, including any applicable taxes or fees.

4.2 Expert Report Delivery Timeline

For Expert Report services, the standard delivery timeline is 7-10 working days from the date all required information is received. You acknowledge and agree that:

  • Delays may occur due to complex projects, AHJ research requirements, or high volume
  • In some cases, delivery may take up to 30 calendar days
  • Expedited delivery options, if available, are not guaranteed

4.3 Chargeback Policy

If you initiate a chargeback or dispute with your credit card company or payment processor, you agree to waive your right to any refund and agree that we may present these Terms as evidence of your agreement. Chargebacks may result in immediate termination of your account and a permanent ban from our Services. You agree to pay all collection fees, attorney fees, and costs incurred by us in disputing any chargeback.

5. 7-Day Money Back Guarantee

✅ WE STAND BEHIND OUR SERVICES

Permitrust offers a 7-Day Money Back Guarantee on all purchases. If you are not completely satisfied with your report for any reason, you may request a full refund within 7 calendar days from the date of your purchase.

5.1 How to Request a Refund

To request a refund under our 7-Day Money Back Guarantee, please contact us at support@permitrust.com within 7 calendar days of your purchase. Please include:

  • Your full name and email address used for the purchase
  • Order number or transaction ID
  • Brief explanation of your reason for requesting a refund

5.2 Refund Processing Time

Once we receive your refund request, we will process it within 3-5 business days. Refunds will be issued to the original payment method used for the purchase. Please note that it may take an additional 3-7 business days for the refund to appear on your bank or credit card statement, depending on your financial institution.

5.3 Conditions and Limitations

The 7-Day Money Back Guarantee is subject to the following conditions:

  • The guarantee applies to all report types, including both DIY and Expert Reports
  • Refund requests must be submitted within 7 calendar days of the original purchase date
  • Refunds will be issued for the full purchase price paid, excluding any processing fees
  • This guarantee is limited to one refund per customer
  • Permitrust reserves the right to deny refund requests that appear to be abusive, fraudulent, or in violation of these Terms

📌 NOTE: The 7-Day Money Back Guarantee applies to the purchase price only. Any chargeback fees, bank fees, or other costs associated with the transaction are not covered by this guarantee.

6. Delivery Timelines

You acknowledge and agree that all delivery timelines provided are ESTIMATES ONLY and are not guaranteed. Actual delivery times may vary due to factors including but not limited to:

  • Complexity of the permit requirements for the specified address
  • Availability and accessibility of municipal data
  • Technical issues or downtime
  • Force majeure events (natural disasters, internet outages, etc.)
  • Errors or omissions in information provided by you

While we strive to deliver all reports promptly, delayed delivery does not automatically entitle you to a refund beyond what is provided in our 7-Day Money Back Guarantee. Our sole obligation is to complete the report as soon as reasonably practicable.

7. Disclaimers & No Guarantees

PERMITRUST MAKES NO WARRANTIES OR GUARANTEES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

  • That any permit report will result in permit approval from any AHJ
  • That information provided is accurate, complete, or up-to-date
  • That Services will be uninterrupted, error-free, or secure
  • That any particular result or outcome will be achieved
  • That our information supersedes or overrides any AHJ determination

Municipal regulations, building codes, zoning laws, and permit requirements change frequently. We do not guarantee that our database reflects the most current regulations. You are strongly advised to verify all information directly with your local AHJ before beginning any construction project.

WE PROVIDE THE SERVICES ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL PERMITRUST, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE FOR:

  • Any indirect, incidental, special, consequential, or punitive damages
  • Loss of profits, revenue, data, or business opportunities
  • Costs of substitute products or services
  • Property damage, personal injury, or any construction-related issues
  • Permit denial, fines, penalties, or legal action from any AHJ
  • Any damages arising from reliance on our Services
  • Any unauthorized access to or use of our servers or data

TOTAL LIABILITY CAP: In any event, our total aggregate liability to you for all claims arising out of or relating to these Terms or our Services shall be limited to the amount you actually paid to us in the thirty (30) days immediately preceding the event giving rise to the claim, OR ONE HUNDRED DOLLARS ($100), WHICHEVER IS LESS.

You acknowledge that the prices for our Services reflect this allocation of risk and limitation of liability. This limitation of liability applies regardless of the legal theory under which the claim is brought (contract, tort, negligence, strict liability, or otherwise), even if we have been advised of the possibility of such damages.

9. Indemnification

You agree to indemnify, defend, and hold harmless Permitrust, its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to:

  • Your use of our Services
  • Your violation of these Terms
  • Your violation of any applicable laws or regulations
  • Your construction activities or permit applications
  • Any disputes with AHJs, neighbors, contractors, or other third parties
  • Your User Content or any information you provide

10. Binding Arbitration

IMPORTANT: BY AGREEING TO THESE TERMS, YOU AND PERMITRUST AGREE TO RESOLVE ALL DISPUTES THROUGH BINDING INDIVIDUAL ARBITRATION.

Any dispute, claim, or controversy arising out of or relating to these Terms, your use of our Services, or any aspect of the relationship between you and Permitrust shall be resolved exclusively through final and binding arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules.

The arbitration shall be conducted in Cook County, Illinois, unless otherwise agreed by the parties. The arbitrator's decision shall be final and binding, and judgment on the award may be entered in any court having jurisdiction.

YOU UNDERSTAND THAT BY AGREEING TO ARBITRATION, YOU ARE WAIVING YOUR RIGHT TO A TRIAL BY JURY AND YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION.

11. No Class Actions

YOU AND PERMITRUST AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING.

Further, unless both you and we agree otherwise, the arbitrator may not consolidate more than one person's claims and may not otherwise preside over any form of a representative or class proceeding. The arbitrator may award declaratory or injunctive relief only in favor of the individual party seeking relief and only to the extent necessary to provide relief warranted by that party's individual claim.

12. Governing Law

These Terms and any dispute arising out of or relating to these Terms or our Services shall be governed by and construed in accordance with the laws of the State of Illinois, without regard to its conflict of laws principles. The application of the United Nations Convention on Contracts for the International Sale of Goods is expressly excluded.

13. Statute of Limitations

YOU AGREE THAT ANY CLAIM ARISING OUT OF OR RELATING TO THESE TERMS OR OUR SERVICES MUST BE FILED WITHIN ONE (1) YEAR AFTER THE CLAIM ACCRUES; OTHERWISE, SUCH CLAIM IS PERMANENTLY BARRED.

This one-year limitation period applies regardless of any longer statute of limitations that might otherwise apply under applicable law. This provision is intended to be a shorter statute of limitations and is a material term of these Terms.

14. Dispute Resolution Process

Before initiating any arbitration or legal proceeding, you agree to first contact us at legal@permitrust.com to attempt to resolve the dispute informally. If the dispute is not resolved within thirty (30) days of your initial contact, either party may initiate arbitration as described in Section 10.

Any arbitration hearing shall be conducted telephonically or via video conference unless the arbitrator determines that an in-person hearing is necessary. In such case, the hearing shall be held in Chicago, Illinois.

15. Waiver of Damages

TO THE FULLEST EXTENT PERMITTED BY LAW, YOU WAIVE ANY RIGHT TO CLAIM OR RECOVER FROM PERMITRUST ANY SPECIAL, INCIDENTAL, INDIRECT, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, LOST DATA, OR PROPERTY DAMAGE.

This waiver applies regardless of the legal theory under which the claim is brought and regardless of whether we knew or should have known of the possibility of such damages.

16. User Obligations

You agree to:

  • Provide accurate, complete, and current information when using our Services
  • Verify all permit requirements with your local AHJ before starting construction
  • Obtain all necessary permits from the appropriate AHJ
  • Comply with all applicable laws, regulations, and building codes
  • Not misuse our Services or attempt to reverse engineer our technology
  • Not use our Services for any illegal purpose or in violation of any laws

You acknowledge that any failure to obtain proper permits or comply with local regulations is solely your responsibility. Permitrust shall not be liable for any fines, penalties, legal actions, construction delays, or other consequences arising from your failure to obtain proper permits.

17. No Guarantee of Accuracy

PERMITRUST DOES NOT WARRANT OR GUARANTEE THAT:

  • The information in any report is accurate, complete, or current
  • The information applies to your specific property or project
  • Our AI has correctly interpreted any municipal code or regulation
  • Our database includes all applicable requirements for your jurisdiction

📢 YOU ARE SOLELY RESPONSIBLE FOR VERIFYING ALL PERMIT REQUIREMENTS WITH YOUR LOCAL AHJ. PERMITRUST REPORTS ARE INFORMATIONAL TOOLS ONLY AND DO NOT CONSTITUTE OFFICIAL DETERMINATIONS.

18. Third-Party Information

Our Services may contain information sourced from third parties, including municipal websites, government databases, and public records. We do not control or guarantee the accuracy of such third-party information. You acknowledge that we are not responsible for any errors, omissions, or inaccuracies in third-party information. We shall not be liable for any changes made by third parties to their data or websites after our reports are generated.

19. Termination of Service

Permitrust reserves the right, in its sole discretion, to terminate or suspend your access to our Services at any time, without notice or liability, for any reason, including but not limited to:

  • Violation of these Terms
  • Abuse of our Services
  • Chargebacks or payment disputes
  • Any conduct that we deem harmful to our business or other users

Upon termination, your right to use our Services ceases immediately. Termination does not entitle you to any refund beyond what is provided in our 7-Day Money Back Guarantee.

20. Modifications to Terms

Permitrust reserves the right to modify these Terms at any time. We will post the modified Terms on this page and update the "Last Updated" date. Your continued use of our Services after any such modification constitutes your acceptance of the modified Terms. If you do not agree to the modified Terms, you must stop using our Services.

21. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect and enforceable. The invalid or unenforceable provision shall be replaced by a valid and enforceable provision that most closely achieves the original intent.

22. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Permitrust regarding your use of our Services and supersede all prior or contemporaneous communications, agreements, or understandings, whether written or oral.

23. Contact Information

If you have any questions about these Terms, please contact us at:

Email: legal@permitrust.com

Support: support@permitrust.com

By using Permitrust, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.

If you do not agree to all of these Terms, do not use our Services.

Permitrust | Terms of Service v2.1 | Last Updated: August 20, 2026